We help financial institutions and their partners build compliance programs rooted in data protection, security, and accountability. Whether you are a regulated entity or a vendor serving one, Guardian.IO helps you prepare for what regulators expect today and what they will demand tomorrow.
Who We Support
Our work extends beyond banks. We support organizations across the financial ecosystem, including:
• Community and regional banks
• Credit unions
• Fintech companies
• Loan servicers and specialty lenders
• Core banking and BaaS providers
• Regtech and compliance consultants
• Credit bureaus and consumer reporting agencies
• Payment processors and third-party vendors
If your clients rely on your security posture, or if you manage regulated data, your compliance responsibilities are real. We help you meet them with confidence.
Compliance Program Development and Risk Advisory
We help you assess, build, and optimize cyber-aligned compliance programs using a practical, business-aware approach.
Core Areas We Cover:
• GLBA Safeguards Rule – Program design, gap assessments, and implementation
• FFIEC Cybersecurity Assessment Tool (CAT) – Readiness and remediation planning
• CFPB Data Protection Guidelines – Mapping data practices to consumer protection obligations
• SOX and ITGC Mapping – Supporting audit readiness with system-level documentation
• State-Level Cyber and Privacy Laws – Including NY DFS 500, CCPA, CPRA, and more
• SOC 2 and Third-Party Risk Readiness – Controls review, documentation, and vendor assessment
• Policy and Procedure Development – Covering data retention, breach response, access control, encryption standards, and change management
• Secure Software Development Lifecycle (SDLC): Integrating compliance controls into engineering processes
• Privacy Impact Assessments (PIAs): Identifying and mitigating data privacy risks early
• Business Continuity and Disaster Recovery Alignment: Ensuring BCP and DR plans meet regulatory expectations
• Logging and Monitoring Review: Evaluating audit trails and incident detection effectiveness
• Data Mapping and Classification: Documenting sensitive data flows across cloud and on-prem environments
• Board and Examiner-Facing Documentation: Creating defensible, plain-language summaries of program posture
• Cross-Framework Mapping: Aligning controls across GLBA, NIST, ISO 27001, SOX, and other frameworks
Incident Readiness and Response Planning
Regulatory pressure does not pause during a breach. We help institutions create clear, role-specific incident response strategies that meet compliance expectations and withstand scrutiny.
Services Include:
• Incident response playbook development
• Executive tabletop exercises
• Regulator-facing response plans
• Internal communications and escalation workflows
• Breach notification procedures aligned to state and federal laws
• Post-incident compliance reviews and mitigation tracking
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CFPB and Cyber Risk Oversight
The CFPB now expects companies to demonstrate clear controls around data privacy, secure system use, and vendor accountability. We help you prepare for reviews, respond to inquiries, and reduce risk across the CFPB’s areas of enforcement.
Support Areas Include:
• Secure handling and storage of consumer data
• Consent management and data usage transparency
• Oversight of third-party vendors and subprocessors
• Breach reporting policies
• Technology audits for servicers and credit bureaus
• Alignment with the CFPB’s larger UDAAP enforcement strategy
If you are working with or around consumer financial data, this is not optional. We can help you avoid regulatory gaps before they become liabilities.
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Cyber Compliance Training and Awareness
Training is often overlooked until it’s too late. We build programs that educate staff, empower leaders, and satisfy regulatory expectations without overwhelming your teams.
Our Training Topics Include:
• Cybersecurity awareness for financial teams
• Data handling and retention best practices
• FFIEC and GLBA for non-technical staff
• Insider threat and social engineering prevention
• Breach response roles and communication
• Reporting risk to the board or regulators
• Third-party oversight responsibilities
• Building a culture of secure data management
Training can be delivered virtually, on site, or embedded into your existing platforms. Each session is tailored to your risk profile and audience.
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How We Work
We are not regulatory auditors. We are not another firm handing over generic templates and disappearing. We embed alongside your team, translate requirements into language your people understand, and help you operationalize compliance without creating friction.
You do not need more confusion. You need clear action, defensible documentation, and a plan you can stand behind. That is what we deliver.
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Let’s Build Your Program
If you need to align your cybersecurity program with GLBA, FFIEC, CFPB, or state-level laws, we are ready to help. If you are a vendor serving the financial sector, we will help you meet the expectations that come with that responsibility.
Start with a strategy call. No pressure. No sales pitch. Just an honest conversation about where you stand and how to move forward.
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